Mark,
Thanks for checking us out and thanks for the phone call. I look forward to learning more about your system and how we can help you and the other forum members through our association.
Mark,
I hope you received my email concerning the residential vs commercial coverage. Membership in our association covers general liability for both commercial and residential jobs. There is however an eligibility requirement for the association that 70% or more of your jobs must be residential in nature (homes or apartments/condos, etc.). I hope this clarifies the issue. You can find out more on our FAQ page at http://efrca.com